Guide to Enrolling into Medicare Online

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This is an excellent short and simple two page guide on enrolling into Medicare on the internet.
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Which beats standing in line at the local office all day long!

Click the link in bold blue below

Medicare Online Enrollment PDF

(Requires Adobe acrobat)

WARNING: ONLINE ENROLLMENT IS NOT FOR PEOPLE ENROLLING LATE INTO PART B DUE TO EMPLOYER COVERAGE!

​WE CAN NOT STRESS THE IMPORTANCE IN CALLING US SO WE CAN HELP YOU PREVENT A COSTLY ERROR.

(Below is a short advertisement from Social Security about how easy online sign-up is).......
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What is Medicare?

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Medicare is health insurance for: 

 ​People 65 or older
​People under 65 with certain disabilities
​People of any age with End-Stage Renal Disease (ESRD) (permanent kidney failure requiring dialysis or a kidney transplant)

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What are the different parts of Medicare?
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Part A (Hospital Insurance) helps cover:
Inpatient care in hospitals
Skilled nursing facility care
Hospice care
Home health care

Usually, you don’t pay a monthly premium for Part A coverage if you or your spouse paid Medicare taxes while working.
This is sometimes called premium-free Part A.
​If you are not eligible for premium-free Part A, you may be able to buy Part A, and pay a premium.
If you are not sure then simply go here and use the Social Security Eligibility & Premium Calculator. Click to the right:
Medicare Eligibility Calculator

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Part B (Medical Insurance) helps cover:
Services from doctors and other health care providers
Outpatient care
Home health care
Durable medical equipment 
Some preventive services
Most people pay the standard monthly Part B premium.
( $104.90 for 2014) or go here and verify what you will be paying
Medicare Premium Calculator

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Note: You may want to get coverage that fills gaps in Original Medicare coverage.

You can choose to buy a Medicare Supplement Insurance (Medigap) policy from a private company.  (See Instant Quote on Home page for our best rate)

                                                                                                                                         (NO CONTACT INFO REQUIRED FOR INSTANT QUOTE) 

Part C (Medicare Advantage):
Includes all benefits and services covered under Parts A and B•Usually includes Medicare prescription drug coverage (Part D) as part of the plan•
Run by Medicare-approved private insurance companies
May include extra benefits and services for an extra cost (we have helped people with these plans for over ten years with absolutely NO COMPLAINTS)

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Part D (Medicare prescription drug coverage):
Helps cover the cost of prescription drugs
Run by Medicare-approved private insurance companies
May help lower your prescription drug costs and help protect against higher costs in the future
Note: If you have limited income and resources, you may qualify for help paying for your health care and prescription drug costs.
For more information, visit
socialsecurity.gov, call Social Security at 1-800-772-1213,
or contact your local State Medical Assistance (Medicaid) office.
    Click above to see full report
A+ Rated in Customer Satisfaction !

Call Toll Free  877-793-4354

Here (below) are some great videos by CMSHHS on YouTube

(We hope these assist you in understanding Medicare.)

We hope this information has been some help to you. Now that you understand more about enrolling into Medicare and enrollment periods,

please view some of our other pages to learn more about your options.

The following is for your convenience.

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For those who are not covered by active (still working) employer group coverage or an employer retirement plan,

you will need more than Medicare A & B by itself because of the cost share as we indicated above.

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One option is to buy a Medigap Plan. Please see What are Medicare Supplements? (click to the left and it will open in a new window)

This will keep your Medicare Part A & Part B as primary, which will allow you to see ANY Doctor that accepts Medicare and is accepting new patients.

If you can afford the premium, this is the option we ALWAYS recommend. But unfortunately, not everyone can afford the cost of these policies.

When you keep Medicare as primary, you get your health care coverage with what is called a Fee For Service type plan.

What this means is that it is the Doctor that decides what testing and treatment you need as well as has the ability to provide that testing or treatment 

without the red tape of pre-authorizing with an insurance company.

They simply provide the test or treatment, then file the claim.

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Another Option is to enroll in a Medicare Advantage Plan or Cost Plan.

These plans take over and replace Medicare Part A, Medicare Part B, and in most plans, Medicare Part D benefits as well.

Most of these plans come with NO premium or very low monthly premium and they replace the need to buy a Medigap Plan.

So why don't everyone enroll in a Medicare Advantage Plan? There are many reasons why they don't work for everyone.

Please see "Medicare Advantage Plans" page.  You are always welcome to call us so we can help you evaluate your health care needs.

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We have been helping people choose the best option that suits their Health Care needs for over 10 years and have maintained an A+ Rating with the Texas 

Better Business Bureau for over a decade. We have never had a complaint filed against us because your best interest really IS our Top Priority!

Medicare & You: Ways to Save Money

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Important information about ways to save money on your Medicare coverage.​

Published on September 3, 2014  

1:46 minutes

New to Medicare?

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Are you new or approaching Medicare Eligibility?

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If so then you should find the following information useful.

Enrolling into Medicare

This is a video that is a little more detailed about Enrolling into Medicare.

If you are about to become eligible for Medicare, CMS Medicare Trainer Andrew Tartella can tell you what you need to know.

Enrolling into Medicare
5:21 minutes
​Uploaded on Nov 15, 2011

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Medicare & You: Preventing Medicare Fraud

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Important information about preventing Medicare fraud​

Published on Oct 2, 2014  

1:29 minutes

Medicare & You: Understanding Medicare Enrollment Periods

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Important information about Medicare Enrollment periods

Published on Oct 2, 2014  

3:04 minutes

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